§§ The Dispatch · Vol. IIINumbered field notes · Weekly

The Dispatch

XLVIII

No XLVIII · Separation · 5 min

The first 30 days after she says it's over

A blunt field guide to the first month after the conversation. Sleep, paperwork, the kids, and the part nobody warns you about.

25 Apr 2026

No · · HEALTH

The belly fat explanation

Same weight, new shape. The belly that arrived in your forties is a different animal. Here is what it actually is and what shifts it.

28 Apr 2026 · 7 min

No · · HEALTH

Men over 50 and the lift floor

Strength is not a vanity number after fifty. It is the floor under your independence. Three lifts, twice a week, thirty minutes.

28 Apr 2026 · 7 min

No · · HEALTH

Skin cancer checks as a routine

Australia has the highest skin cancer rate in the world. A skin doctor, once a year, two hundred dollars. Most men still do not go.

28 Apr 2026 · 7 min

No · · HEALTH

When you stop being able to run

A week, a month, sometimes for good. The grief of losing a sport. The rebalance toward lifts, walks, and water.

28 Apr 2026 · 7 min

No · · FINANCE

The 50-by-50 mortgage payoff

Most Australian men my age are still paying off the house at 65. There is a better target, and the maths is less scary than the bank wants you to believe.

28 Apr 2026 · 7 min

No · · FINANCE

Super and the balance cap, explained

Most blokes treat super like a magic box where money disappears for 30 years. Then they hit a cap they did not know existed and lose tens of thousands in tax they did not need to pay.

28 Apr 2026 · 8 min

No · · FINANCE

The emergency fund after 40

Three months of expenses is the right answer for a 25-year-old in a share house. After 40 with a mortgage and kids, the right answer is closer to nine.

28 Apr 2026 · 6 min

No · · FINANCE

Insurances you actually need as a dad

Six categories of insurance get sold to Australian men. Three of them matter, two are situational, and one is a confidence trick. Here is the honest breakdown.

28 Apr 2026 · 8 min

No · · FINANCE

The tax return mistakes that cost you

The average Australian man overpays the ATO by about $1,200 a year through honest ignorance. Here are the mistakes I keep seeing, and the fixes are worth more than a good accountant costs.

28 Apr 2026 · 7 min

No · · FINANCE

Estate planning, the blokes' version

Will, EPA, advance care directive, super nominations, life insurance. Most men have none of these. What it costs to fix and what happens if you don't.

28 Apr 2026 · 8 min

No · · FINANCE

The family trust question

Discretionary trusts get sold to ordinary households who don't need them. When they make sense, when they don't, and the Section 100A trap nobody mentions at the BBQ.

28 Apr 2026 · 8 min

No · · FINANCE

Redundancy payout, what to do

Tax-free thresholds, the temptation to spend, the mortgage offset versus investing question, and the runway calculation that decides everything.

28 Apr 2026 · 7 min

No · · FINANCE

One-income household finances

The household drops to one income and everything has to change at once. The new budget, the mental load, and how to do this without resentment quietly compounding.

28 Apr 2026 · 7 min

No · · FINANCE

The ten-thousand rule of investing

Below $10k a year going in, fees eat any alpha. Above it, it depends. The simpler-is-better argument, the four ETFs that cover most of it, and the DCA habit that makes the rest of it work.

28 Apr 2026 · 7 min

No · · FINANCE

Net worth tracking without the spreadsheet trap

Monthly tracking helps. Daily tracking ruins your life. The simple structure, what to include, what to leave off, and the only chart that matters.

28 Apr 2026 · 6 min

No · · CAREER

The mid-career pivot decision

Forty-five, fifteen years deep in a career you no longer recognise, and the question won't sit still. Pivot, or stay and bank the super? Here is the framework I use when a friend asks.

28 Apr 2026 · 8 min

No · · CAREER

The six-month runway after redundancy

Six months sounds like plenty until you start spending it. Here is how the runway actually behaves in Australia, what burns it, and the month-four moment where the market starts reading your gap differently.

28 Apr 2026 · 7 min

No · · CAREER

The first week after the call

Seven days. Don't sign anything. Don't email everyone. Don't tell the kids yet. Here is what to do, what to avoid, and how to let your body come down off the shock before you make a single decision.

28 Apr 2026 · 6 min

No · · CAREER

The two weeks after the call: what to do

Days eight to fourteen. Read the offer properly. Engage a lawyer for $300. Update the CV. Map the network quietly. No public announcements. Here is the order that actually works.

28 Apr 2026 · 7 min

No · · CAREER

The CV rewrite for men over 45

Most CVs at 45-plus are bad in the same predictable ways. Too many words, too much history, too little outcome. Here is the rewrite, the structure, and what to leave off.

28 Apr 2026 · 8 min

No · · CAREER

The first interview after five years

Five years in the same job and the interview muscle has gone slack. The "tell me about yourself" question lands like a punch you forgot to slip. Here is how to dust it off without humiliating yourself.

28 Apr 2026 · 7 min

No · · CAREER

When the recruiter ghosts you

Roughly four in five recruiter conversations end in silence. Here is why, what to do about it, and the frame that stops it bruising your ego more than it should.

28 Apr 2026 · 6 min

No · · CAREER

Starting your own thing after being let go

The urge to start your own thing after redundancy is half real signal, half grief in disguise. The six-month test, the AU setup mechanics, and the mortgage broker conversation nobody warns you about.

28 Apr 2026 · 8 min

No · · CAREER

The second redundancy

The first redundancy is a shock. The second one is a question. Less crying, more staring at the ceiling at 4am. How to read it honestly when you are now fifty.

28 Apr 2026 · 7 min