§§ The Dispatch · Vol. IIINumbered field notes · Weekly

The Dispatch

XLVIII

No XLVIII · Separation · 5 min

The first 30 days after she says it's over

A blunt field guide to the first month after the conversation. Sleep, paperwork, the kids, and the part nobody warns you about.

25 Apr 2026

No · · HEALTH

Protein targets for men over 40

1.6 to 2.2 grams per kilo of bodyweight, spread across the day. The number that quietly decides whether you hold muscle past 50.

26 Apr 2026 · 7 min

No · · HEALTH

Zone 2 and VO2 max, the actual metrics that matter

Two cardio numbers predict how well you'll move into your seventies. Most men train in the grey zone between them.

26 Apr 2026 · 8 min

No · · HEALTH

Sleep as a training input

Most men over 40 treat sleep as overhead. The data says it is the largest single recovery lever you've got.

26 Apr 2026 · 7 min

No · · HEALTH

Coming back from an injury without restarting

Full rest is yesterday's protocol. Relative rest plus structured loading gets you back faster, and stronger than before.

26 Apr 2026 · 8 min

No · · FINANCE

The Australian FIRE number, calculated honestly

Most FIRE calculators are American. Here's how I run the number for an AU context, with super, tax, and a realistic withdrawal rate.

26 Apr 2026 · 7 min

No · · FINANCE

Super vs ETFs vs property, the real comparison

Three asset classes, three tax treatments, three return profiles. Here's how I split capital across them and why.

26 Apr 2026 · 8 min

No · · FINANCE

The three-ETF portfolio that beats most active funds

Three tickers, one rebalance a year, no stock picking. Here's the AU-resident portfolio I'd defend in front of any active manager.

26 Apr 2026 · 7 min

No · · FINANCE

Property as an investment, the honest version

I own four properties. Here's what the property spruikers won't tell you about returns, costs, and the years that quietly bleed.

26 Apr 2026 · 9 min

No · · FINANCE

Debt recycling, explained

Debt recycling turns non-deductible mortgage debt into deductible investment debt. Here's the mechanic, the maths, and the risks.

26 Apr 2026 · 7 min

No · · FINANCE

Lifestyle creep, the quiet killer of wealth

Lifestyle creep doesn't show up in a single decision. It compounds across hundreds of small ones, and it'll outlive any pay rise.

26 Apr 2026 · 7 min

No · · HEALTH

The annual health check men skip

BP, lipids, glucose, skin, mood, plus the screens specific to men past 40. The 30-minute conversation that quietly saves lives.

26 Apr 2026 · 7 min

No · · SEPARATION

The night you tell the kids

The conversation you cannot rehearse your way out of, and the 24 hours that follow it. Practical, plain, no script that survives contact with a seven-year-old.

28 Apr 2026 · 7 min

No · · SEPARATION

When it's you who wants to leave

Most separation writing assumes she initiated. This is the other case. Steady, honest, no self-flagellation and no swagger.

28 Apr 2026 · 7 min

No · · SEPARATION

Separation under one roof

Separated but still living in the same house, often because the Australian housing market makes anything else impossible. The legal status, the household rules, when to actually move out.

28 Apr 2026 · 7 min

No · · SEPARATION

The property snapshot, week one

You are not moving money. You are not hiding anything. You are quietly building the asset baseline so that in six months, when the lawyers ask, you have a clean answer.

28 Apr 2026 · 7 min

No · · SEPARATION

Telling the in-laws

Her parents will hear her version first. That is not a problem to solve. It is a fact to accept, and the way you accept it sets the tone for the next ten years.

28 Apr 2026 · 7 min

No · · SEPARATION

Separation and the mortgage

The mortgage does not pause because your marriage did. Joint debt, redraw, offset, refinance: what to touch in week one (almost nothing) and what to plan for properly.

28 Apr 2026 · 8 min

No · · SEPARATION

Separation without an affair

No infidelity, no addiction, no abuse. Just two people who eroded. The hardest separation to explain, because there is no story to tell, and people need a story.

28 Apr 2026 · 7 min

No · · SEPARATION

When she won't leave

You have separated. The kids need stability. She refuses to move out and you can't (or shouldn't) leave. Exclusive occupation, what the courts actually grant, and what to try first.

28 Apr 2026 · 8 min

No · · SEPARATION

The six-month review of your decision

Around month six, the doubt arrives uninvited. It is not evidence that you got it wrong. It is the grief curve doing its job, and the sunk-cost voice borrowing your father's accent.

28 Apr 2026 · 7 min

No · · SEPARATION

Separation, second time around

The second separation is not the first one with more practice. It is a different beast. Older body, older kids, more permanent money. Some things hurt less. A few things hurt more.

28 Apr 2026 · 8 min

No · · SEPARATION

Separation and men's mental health

Separation is one of the highest-risk windows in a man's life. Not metaphorically. Statistically. The data is direct, and so is the response: notice, ask, be asked, stay close.

28 Apr 2026 · 9 min

No · · SEPARATION

The friend list, after separation

The friend group reorganises itself within months of a separation. Some friends were hers all along. Some surprise you. The honest reality is that a few of them were friends with a husband attached, not with you.

28 Apr 2026 · 7 min

No · · DIVORCE

The 12-month separation rule, explained

Australia makes you wait a year before you can apply for divorce. Most men misunderstand what counts and what restarts the clock. Here is the rule, in plain English, with the traps men actually fall into.

28 Apr 2026 · 7 min