When the Business Goes Under.

Personal guarantees, director loans, ATO debts, trade creditors. The hierarchy of who gets paid first and who can wait. The difference between bankrupt, insolvent, and broke.

How to tell her what happened and what's coming. What to share, what to hold, and why "I'll fix it" is the most dangerous sentence you can say right now.

The conversations nobody trains you for. How to close a business without destroying the people who worked in it or the people you owe money to.

Separating your identity from the business before it takes your marriage and your assets down with it. What's at risk, what's protected, and how to find out which is which.

It's a loss. Not a setback. Not a pivot. A loss. How to sit with that without turning it into a story about yourself that isn't true — and how to start asking what's next.