Moneysmart

Free, unbiased AU government calculators for retirement, mortgage, super and budgeting.

ASIC's free money guidance service — calculators for retirement projection, mortgage repayments, superannuation, budgeting and debt repayment. Independent of any product issuer. Comprehensive guides to investing, scams and financial planning.

GovernmentCalculatorsRetirementSuperannuationFree

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§ About this provider

Services

Retirement CalculatorMortgage CalculatorSuperannuationBudget CalculatorDebt Repayment Calculator

Best for

Redundancy · Business Failure · Want To Retire · Financial Independence · Estate Planning

§ How we know

Tier

◉ Reviewed

Has public peer recognition (e.g. Doyles Guide) or charity-register confirmation. We have not personally engaged them.

Why this tier

Australian Government — operated by ASIC. Free, unbiased product-agnostic.

Accreditations & recognition

·Australian Securities and Investments Commission (ASIC)

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Last verified: 1 May 2026

○

Listed

Confirmed real entity with valid contact details. No quality claim — we have not personally engaged or peer-checked them.

◉

Reviewed

Has public peer recognition (e.g. Doyle’s Guide) or charity-register confirmation, with citations on the profile.

✓

Vetted

Personally engaged by HisJourney — we have spoken to them or worked with them ourselves before listing.