mortgage-broker
RB
✓ Vetted by HisJourney
Specialty
UK mortgage market commentary · specialist technical
Address
England EC2N 4AY
A vetted provider

Ray Boulger

John Charcol's technical lead and one of the UK's longest-standing mortgage commentators.

Ray Boulger has been at John Charcol since 1989, in his current role as Senior Mortgage Technical Manager since 2001. Board member of the AMI (Association of Mortgage Intermediaries) and member of the Bank of England Residential Property Forum. Regular commentator on BBC, Sky, ITN, Channel 4, LBC, and trade press. FCA-authorised.

mortgageadvisermedia-commentatortechnical-specialist

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§ About this provider

Services

Mortgage BrokingTechnical Mortgage AdviceMarket Commentary

Best for

Financial Independence · Want To Retire

§ How we know

Tier

✓ Vetted by HisJourney

Personally engaged by HisJourney before going on the directory.

Why this tier

John Charcol since 1989 · AMI Board member · Bank of England Residential Property Forum member · National TV commentator · FCA-authorised.

Accreditations & recognition

  • ·FCA Authorised
  • ·AMI (Association of Mortgage Intermediaries) Board Member
  • ·Bank of England Residential Property Forum Member
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Last verified: 11 May 2026

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Has public peer recognition (e.g. Doyle’s Guide) or charity-register confirmation, with citations on the profile.

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