§ 03 · Long game

A guided journey

Retire by 50.

Financial independence, properly. Maths, levers, no get-rich-quick.

About 10 weeks7 modules · 39mFreeLeaderboard →

Length

About 10 weeks

Modules

7 · 39m

Done

0 / 7

0%Complete

The arc · 7 modules

01The maths of freedom 02Super: the unsexy winner 03ETFs and the default that wins 04Property: investment or not?05Tax-efficient structures 06Passive income that replaces salary 07The behavioural traps

Begin the journey →

§ 01 · What you'll learn

01The maths of FIRE in AUD: target, savings rate, time-to-FI

02Australian super, ETFs, and the unsexy default that wins

03Property: investment, principal, leverage, when each makes sense

04Tax-efficient structures for AU residents (trusts, super, negative gearing)

05How to build passive income that actually replaces salary

06The behavioural traps that derail most plans

§ 02 · Who it's for

01Mid-30s to mid-40s, salary income, wants to stop trading time for money

02Self-employed or business owner with irregular income but real upside

03Already investing but unsure of the strategy

04Has a partner, kids, mortgage and wants the realistic version

§ 03 → The modules

7 sessions, in order.

Begin →

The maths of freedom

Your FI number, savings rate, and time-to-freedom: the napkin maths behind retire-by-50, in Australian dollars.

5 min 02

Super: the unsexy winner

Why Australian super beats almost every other vehicle, the caps you need to know, and when SMSF is worth it.

6 min 03

ETFs and the default that wins

Why a 2-3 ETF portfolio beats most active funds, the AU/world split that works, and DCA discipline.

6 min 04

Property: investment or not?

Direct experience from four properties. When property genuinely builds wealth, and when it quietly breaks you.

6 min 05

Tax-efficient structures

Trusts, super, negative gearing, debt recycling. What genuinely moves the needle versus accountants' hobbies.

5 min 06

Passive income that replaces salary

Building a four-source income stack (equity, rental, fixed income, super) that throws off your cost of living.

6 min 07

The behavioural traps

Lifestyle creep, panic-selling, the new car, earnings extrapolation. How wealth gets built and quietly lost.

5 min

§ Related reading

Separation

§ Journey

Retire by 50.

7 sessions, in order.

The first 30 days after she says it's over

The conversation you saw coming

The conversation you didn't

Retire by 50.

7 sessions, in order.

The first 30 days after she says it's over

The conversation you saw coming

The conversation you didn't